Sept. 1887

Irene Stevens bought insurance for her Hotel, situated west of the train depot. She had a 2-story building with a metal roof.

9-28-1887

J. C. Harper of Milan bought fire insurance for his drug store.  On Sept. 28, 1887. The premium was $20 for a year.  The insurance covered his drugs, medicines, notions, perfumery, “and such other articles as are usually kept for sale in a country drug store.”  Includes glass jars, bottles, and show cases. Scales, weights, and wire baskets.  Two-storey metal roof, brick building occupied by the assured on the south side of Main Street.  Source: ledger of the American Insurance Co. of North America, Mell Barnes, agent.

10-6-1887

Enucia Halstead bought insurance for her 2-story frame shingle roof building on the North side of County street in Milan.

10-14-1887

Irene Stevens paid a $20 premium for insurance on her 2-story frame, metal roof Hotel situated west of the depot.  Also insured: her undivided 1/2 interest in the 1-story frame shingle roof Restaurant building attached to the hotel. 

11-11-1887

First Baptist Church of Milan paid $20 for insurance. It has a frame, shingle roof building on the west side of Edwards Street.  (Edwards Street was later known as Ferman St.)

12-12-1887

C. C. Knight bought fire insurance. She paid $17.25 to Mell Barnes, agent.  To cover her stock of groceries and provisions as kept in a country general store. Also her store furniture including scales.  This is a 1-story frame shingle-roof building owned by L. Lappelman on the north side of Main St.

12-12-1887

M. A. Burt bought insurance for his store on the north side of Main St.  He has a 2-story brick, metal roof building owned by A. M. Callis.  Cost of premium: $17.25.  General merchandise, dry goods, boots, shoes, groceries, hats and caps, articles found in a country general store.

3-19-1888

James Gauntlett and Carlos Allen bought fire insurance for the Masonic Lodge #323. The lodge consisted of a 3-story frame building on the east side of River Street.  Mell Barnes was the agent for Insurance Company of North America.  The premium was $26 for one year.

3-13-1888

C. W. Thompson & Co. bought fire insurance for his stock of clothing, hats, caps, Gent’s furnishings, articles contained in any clothing store, contained in the Blackmer Building situated on the corner of Main and River Streets.  (Southeast corner of downtown).  Premium was $37.50.  Insurance purchased March 13, 1888. Source: Ledger book of Insurance Company of North America, Mell Barnes, agent.

5-10-1888

C. H. Wilson paid $25 for fire insurance to insure his 1-story frame shingle roof office building, along with his stock of lumber, lath and shingles, on hand or in sheds.  (NOTE: he had a sawmill in “Wilson Park” area)

6-22-1888

M. E. Gainsley bought fire insurance on his stock of dry goods, notions, and gent’s furnishings, all the goods in his 3-story brick metal-roof building on the south side of Main Street.

6-30-1888

Nelson Rice bought fire insurance on his 2-story frame shingle-roof Hotel Building, occupied by Assured and situated on the south side of Main Street in the Village of Milan.  Loss of any payable to Mrs. Ward W. Swift, mortgagee, as her interest may appear. 

7-18-1888

Alma N. Swayze insured her store. She had a 2-story brick metal-roof store building, occupied as a harness store and dwelling situated on the North side of Main Street in the Village of Milan.  She has permission to use it as a general store.

7-28-1888

D. W. (M?) Hitchcock bought insurance on his frame, slate-roof elevator building and additions attached situated at the junction of TAA&NW & Wabash West RR’s in the Village of Milan.  $20.12 for premium. Also insured: his Horse Power Scales, Hopper and Elevating Machine. Purchased the insurance July 28, 1888. Source: Ledger book, Insurance Company of North America, Mell Barnes, agent.

8-14-1888

T. Wilson & Sons bought insurance on their 2 1/2 story Basement frame Flour Mill Building with shingle roof, including grain bins therein, situated east of River Street in Village of Milan.
Coverage on mill machinery, millwright work, shafting, gleaning, belting, tools, implements and fixtures and all bins, except grain bins, while in said mill building. 
Covered: grain, flour, meal, stock in process, offal, cooperage and Bags while in said Mill Building.  May keep on hand up to two barrels of lubricating oil. 
It is agreed that open lights may not be used in the mill, but kerosene of legal test is permitted in enclosed stationery lamps and in Marble enclosed lanterns, the same not to be filled or trimmed (?) by artificial light.   

9-17-1888

M. E. Howard insured his general store in Oakville, east of Milan.  He has a 2-story frame shingle roof building occupied as a general store and dwelling.  Also his framed barn in the rear of the building, is insured.  The loss of any payable to Dean & Co. Mortgagees as their interests may appear.

9-28-1888

J. C. Harper bought insurance on his stock of Drugs, Medicines, Notions, Perfumery and other articles sold in a Country Drug Store.  He has a 2-storye metal roof brick building situated on the south side of Main Street in Milan, Michigan.

10-12-1888

Frene (?) Stevens bought insurance on her 2-store frame (Nulat?) roof Hotel building occupied by Assured for Hotel purposes. Situated west of the Wabash Depot in the Village of Milan.  Also her restaurant.

2-2-1889

James Doyle insured his 2-story frame Store building on the north side of Main Street in Milan.  (NOTE: Could this be where the Stimpson Hotel was later built?)  Insurance purchased Feb. 2, 1889. Source: ledger book of Insurance Company of North America, Mell Barnes, agent.

6-22-1889

Andrew M. Callis bought insurance on his 2-story brick metal roof building occupied as a General Store on the first floor and Dwelling on second floor. Situated on the North side of Main Street in Village of Milan. Loss of any payable to Stoddard W. Teorthall (?) mortgagee as his interests may appear.

8-26-1889

W. H. Whitmarsh bought insurance on his 1 1/2 story frame shingle roof building on the east side of River St.  On Dec. 27, 1890, this policy was assigned to William Carter.  Loss of any payable to Hattie L. Smith, Mortgagee as her interest may appear.

1-27-1890

Chas. Gauntelett insured his barn on the South Side of Main Street. He also insured his Stallion called “Coralloid” so long as it was in the barn.  The horse was insured up to $3,000.  (The policy cost $500 just for the horse.).  Insurance purchased Jan. 27, 1890. Source: ledger book of The Insurance Company of North America, Mell Barnes, agent.

7-18-1890

H. J. Zimmerman bought insurance on his 2-story brick metal roof building occupied as a furniture and jewelry store, situated on the north side of Main Street.  Loss of any payable to MacFlynn and R. C. Allen mortgagees as their interests may appear.

3-12-1889

Milan Lodge #323, Masonic Temple, by Js. Gauntlett and Carlos Allen, insured a 3-story frame building on the east side of River Street.  There was a loss (fire) Oct. 27, 1891.  The insurance company paid the Damage to the building on Nov. 17, 1891, in the amount of $440.

9-25-1890

James Doyle has permission to remove the property to the frame dwelling house owned by Eliza (Elija?) Jacobs and situated on the west side of Dexter Street.  The insurance will transfer at 12:00 noon Sept. 25, 1890.

5-15-1891

L. J. (?) Foerster bought insurance for his billiard parlor and pool tables.  Also on his bar and bar fixtures and furniture, refrigerator and beer safe. He bought insurance on his stock of Cigars, Tobacco, Liquers, and such other goods as are usually kept for sale in Saloons. All contained in a frame building owned by O. Kelley and situated on the east side of River Street in Village of Milan.  Purchased May 15, 1891. Source: Ledger book of The Insurance Company of North America, Mell Barnes, agent.

8-27-1891

M. M. Clarke insured his stock of groceries and provisions, flour, feed, canned goods, crockery, Tobacco, Notions, Tinware, and other items sold in a general store. All kept in the store building owned by Susan M. Gay on the south side of Main Street.

8-29-1891

Wila P. Lamkin purchased insurance on his -story brick metal-roof mill building occupied as a Handle Factory, Machine Shop, Feed Mill and Foundry.  He insured his machinery, Belting, Pulling, Lathes and Tools.  All on the west side of River Street.  The loss of any payable to Wm. H. Gay, mortgagee as his interests may appear.

10-28-1891

W. H. (?) Whitmarsh paid $5 for insurance on his 2-story brick metal roof building, occupied for a bank and general store, situated on the corner of Main and River Streets in Village of Milan.  Date he purchased the insurance:  Oct. 28, 1891.  Source: ledger book of Insurance Company of North America, Mell Barnes, agent.

2-11-1892

E. L. Dunce bought insurance for his country store in Azalia.

3-9-1982

Milan Lodge of the Masonic Temple renewed its policy.

6-21-1892

Milan Lodge of the Masonic Temple took out an insurance policy on the 3d story of the Gay Block.  The 3rd story is occupied for Lodge purposes.  The mortgage is held by Farmers and Merchants Bank of Milan.

9-25-1892

Hiram P. Thompson insured his 2-story frame shingle-roof house on the north side of First Street.

10-27-1892

Joseph E. Dennison insured his 2-story frame shingle roof hotel building on the North side of Redman Street in the Village of Milan. Loss payable to Mrs. C. M. Dennison as mortgagee as her interest may appear.

11-21-1892

J. L. Marble bought insurance on his grocery store, a 2-story brick building owned by M. A. Palmer on the south side of Main Street in Village of Milan. Insurance purchased Nov. 21, 1892. Source: ledge book, Insurance Company of North America, Mell Barnes, agent.

2-6-1893

C. C. Knight insured her grocery store. She had a 2-story brick building owned by Mrs. Newcomb and situated on the North side of Main St. She paid $11.20 for her insurance premium.

5-2-1893

L. C. Forester insured his saloon in the Gay Block, on the south side of Main Street.  He purchased the insurance May 2, 1893. Source: ledger book of Insurance Company of North America, Mell Barnes, agent.

5-15-1893

Chas. Schmitt bought insurance on his billiard and pool tables, along with his stock of tobacco and cigars, all contained in a frame building owned by A. B. Hanson on the east side of River Street.  Date insurance purchased: May 15, 1893. Source: ledger book, Insurance Company of North America, Mell Barnes, agent.

5-23-1893

D. M. Hitchcock insured his 2-story frame shingle roof house on the North side of First Street.  Date insurance purchased:  April 23, 1893.  Source: ledger book, Insurance Company of North America, Mell Barnes, agent.

5-23-1893

M. W. Hitchcock bought insurance for a 2-story frame shingle roof house on the north side of 1st Street.  Date insurance purchased: May 23, 1893. Source: ledger book, Insurance Company of North America, Mell Barnes, agent.

5-23-1893

C (?) O (?) Sell bought insurance for a barn on the south side of Main Street.

6-10-1893

C. T. Sill insured a 2-story frame shingle-roof home on the south side of Main Street.

6-22-1893

A. M. Callis bought insurance for his general store.  He had a 2-story brick metal roof building with a frame addition, on the north side of Main St.

10-28-1893

W. H. Whitmarsh renewed his fire insurance on Oct. 28, 1893.  His store and a bank shared the first floor of the building at Main and River.  He was glad that he did!!  There was loss and damage by fire of Dec. 4, 1893.  It was adjusted 12-8-1893.  There was a payment made to Whitmarsh on 12-12-1893.  After that, the amount insured on the policy decreased.  Source: ledger book, Insurance Company of North America, Mell Barnes, agent.

10-30-1893

Mell Barnes and H. L. VanWormer insured their meat market.  One-story brick metal roof building on the north side of Main St.

11-23-1893

Daniel Early insured his Hotel on the north side of Redman Street.  It is a 2-story frame shingle roof building.  The mortgage is held by M. Dennison, mortgagee. 

12-4-1893

Amos P. Taylor insured his 2-story frame shingle roof house on the north side of county street. 

2-19-1894

Jeanna Steven insured her 1 1/2 story brick tin and shingle roof home on the west side of Wabash Street.

10-28-1894

W. H. Whitmarsh renewed his insurance, on the corner of Main and River Streets, where the building is occupied as a bank and a general store.

11-23-1895

J. L. Marble renewed is grocery store insurance on the south side of Main Street.  Then on Feb. 4, 1896, the insurance policy was assigned to Blackmer and Hitchcock.

1-21-1896

M. A. Palmer bought insurance for a frame shingle roof house on the south side of Main Street.

2-15-1896

Henry Smith insured a 2-story frame building with shingle roof, in Azalia.

3-2-1896

H. C. Sill bought insurance on a 2-story brick metal roof building occupied as a general store on the North side of Main Street in Village of Milan. (Note: his name was Homer C. Sill, son of Charles Sill and Mary Reeves Sill.)